PhonePe is a payments app that allows you to use BHIM UPI, your credit card & debit card or wallet to recharge your mobile phone, pay all your utility bills and to make instant payments at your favourite offline & online stores. You can also invest in mutual funds & buy insurance plans on PhonePe. Get Car & Bike Insurance on our app.
Interface your bank account on PhonePe and exchange cash with BHIM UPI immediately! The PhonePe app is secure and secure, meets all your installment, venture, common stores, protections & managing an account needs, and is much way better than Web banking.
Things you can do on PhonePe (Phonepay) App:
Money Exchange, UPI Installment, Bank Transfer
Cash Exchange with BHIM UPI
Oversee Different Bank Accounts– Check Account Adjust, Spare Recipients over different bank accounts like SBI, HDFC, ICICI & 140+ banks.
Make Online Payments
Make online installment on different shopping destinations like Flipkart, Amazon, Myntra etc.
Pay for online nourishment orders from Zomato, Swiggy etc.
Pay for online basic need orders from Bigbasket, Grofers etc.
Pay online for travel booking from Makemytrip, Goibibo etc.
Make Offline Payments
Check & Pay through QR Code at nearby stores like kirana, nourishment, solutions etc.
Buy/Renew Protections Arrangements with PhonePe Protections App
Health & Term Life Insurance
Compare/Buy Wellbeing & Term life Protections with month to month premiums
Scope for people, senior citizens & families
Car & Two Wheeler Insurance
Browse & get India’s most prevalent bicycle & car insurance
Buy/renew your car & bicycle Protections in less than 10 minutes
Other Insurance
Dad Protections: Guaranteed yourself against mishaps & disablement
Travel Protections: Get universal travel protections for trade & recreation trips
Shop Protections: Safeguarded your shop against fire, robbery, characteristic calamities and burglaries.
PhonePe Lending
Get pre-approved individual advances prepared to be dispensed into your bank account through consistent & computerized credit onboarding travel. Appealing intrigued rates, simple reimbursement alternatives & single press self serve modules are a few of the striking highlights being offered.
Repayment Period: 6 - 36 Months
Interest Rate: Max 30% (Reducing)
Example:
Principal Sum: ₹100,000
Interest Rate: 15% p.a. (Reducing)
Processing Expenses: 2%
Tenure: 12 Months
Total intrigued sum payable: ₹8309.97
Total preparing expense sum payable: ₹2000
Total fetched to the client: ₹110,309.97
Mutual Stores & Ventures App
Fluid Stores: Get higher returns than reserve funds bank
Tax-Saving Reserves: spare up to ₹46,800 in assess & develop your investment
Super Stores: Accomplish monetary objectives with master offer assistance on our app
Value Stores: Tall development items curated as per hazard appetite
Obligation Stores: Get steady returns for speculations without any lock-in period
Cross breed Reserves: Get a adjust of development & stability
Purchase or Offer 24K Immaculate Gold: Guaranteed 24K virtue, construct gold reserve funds on our app
Recharge Portable, DTH
Revive Paid ahead of time Portable Numbers like Jio, Vodafone, Thought, Airtel etc.
Revive DTH like Tata Sky, Airtel Coordinate, Sun Coordinate, Videocon etc.
Bill Payment
Pay Credit Card Bills
Pay Landline Bills
Pay Power Bills
Pay Water Bills
Pay Gas Bills
Pay Broadband Bills
Buy PhonePe Blessing Cards
Purchase a PhonePe Blessing Card for simple installments over 1 lakh+ driving offline & online outlets and over the PhonePe app.
Manage your refunds
Oversee & track discounts from your favorite shopping websites on PhonePe.
For more subtle elements, Visit www.phonepe.com
Permissions for App and reasons
SMS: to confirm Phone number for registration
Location: a prerequisite by NPCI for UPI transactions
Contacts: for phone numbers to send cash to and numbers to recharge
Camera: to filter QR code
Storage: to store checked QR code
Accounts: to pre-populate mail ID whereas marking up
Call: to identify single vs double sim & let client choose
Microphone: to carry out KYC video confirmation